How it works
Financial Freedom Score
Twenty-two questions across cash flow, budget, buffer, borrowing, savings, protection, future planning and confidence. You get a score out of 100 and the area to work on first. Take the score
Financial Healthcheck
Connect your bank read-only and the last few months sort into committed, living, lifestyle and saving. An optional 45-minute session with a coach agrees one action, £39 or free for Buzz Accounting clients. About the health check
Money Road Map
What you want the next year to do, in what order and by when, in four sets of ninety-day goals, with a coaching session included. About the Road Map
Financial Plan
Every year of your life to age 100 with UK tax applied, tested against poor markets, redundancy, care costs and a long life. About the Plan
Ongoing support
Monthly coaching against your Road Map, or ongoing planning that re-runs your Financial Plan each year. Coaching · Ongoing planning
Regulated advice
If a decision needs a product recommendation, we say so and can introduce you to Buzz Financial Services, a separate FCA-regulated firm. Your figures go with you only if you agree.
Which one fits
| Your question | Start with | Price |
|---|---|---|
| Where does my money go? | Financial Healthcheck | Free, £39 session |
| I know what to do and keep not doing it | Ongoing coaching | £69 a month |
| I want this year to go somewhere | Money Road Map | £399 |
| When can I stop work? | Financial Plan | £1,500 |
| What if I sell the business? | Financial Plan | £1,500 |
| Which pension or fund should I choose? | Buzz Financial Services ↗ | Quoted by them |
| I am behind on bills | Free debt help | Free |
Common questions
Is this financial advice?
No. Coaching and planning show you where you stand, model your decisions and hold you to the actions you agree. Neither recommends a pension, fund, mortgage or insurance policy, and Buzz Accounting Ltd is not authorised to.
When a decision needs a regulated recommendation, we say so and can introduce you to Buzz Financial Services, a separate FCA-regulated firm. If you become its client it pays us a commission. We tell you before the introduction, and it is optional.
What does it cost?
The Financial Freedom Score and the Healthcheck are free. The optional 45-minute session after the Healthcheck is £39, free for Buzz Accounting clients. The Money Road Map is £399. Coaching is £69 a month, or £39 for half an hour and £69 for an hour as you go. The Financial Plan is £1,500, and ongoing planning is £49 a month.
You can stop at any point. All prices
Do I have to do every step?
No. Start wherever your question is. Many people take the free score and the Healthcheck and stop there. If you are unsure, book a call and we will tell you which step fits, including when the answer is none.
Not sure where to start?
An hour with a planner on your position and which service fits.