Free financial health check
Connect your bank read-only and the last few months sort into earnings, spending and saving. Then, if you want, a 45-minute session with a coach.
Free · optional session £39
Three steps
Connect your bank
You sign in on your own bank's website. The connection is read-only, so nobody can move your money. Add as many accounts as you like.
See your spending
Your spending is sorted into committed, living, lifestyle and saving. Your coach checks the categories before your session.
Talk it through
A session with a Buzz coach agrees one habit to change. You leave with your figures written down and one agreed action. Free for Buzz Accounting clients.
Four numbers that explain your month
Committed
Rent, bills, insurance and repayments. The floor under your month.
Living
Food, fuel and getting about.
Lifestyle
Everything you chose to spend on.
Saving
What reaches your savings.
Your committed costs tell you whether you can drop a day a week, whether the mortgage is comfortable, and whether you can afford the thing you have been arguing about.
The session suits you if
- Your income is decent and you cannot say where it goes
- You have started a budget three times and stopped three times
- A mortgage, a baby or a drop in hours is coming
- You and your partner see your spending differently
- You want real numbers from your bank
Buzz Accounting clients
The £39 session is free. Say you are a client when you book and we check at our end.
Safety, data and cost
Is my bank data safe?
The connection is read-only. You sign in on your own bank's website, so your login never reaches us, and nobody at Buzz can move money or set up a payment. The link runs through an FCA-authorised open banking provider.
Only your coach sees the transactions. Disconnect in one click and the data goes with it, or revoke access from your bank's app. Coaching data is stored in Supabase, encrypted in transit and at rest and processed in the EU. Detail is in the privacy policy.
Do you see my banking login?
No. You sign in on your own bank's page and approve the connection there. What comes back is transaction data: dates, amounts and merchant names.
What does the £39 pay for?
A coach going through your categorisation line by line before the session, then 45 minutes with you. The health check itself stays free if you skip the session.
What if I will not connect a bank account?
Take the free Financial Freedom Score instead, which is self-rated, or go straight to the Money Road Map, where the fact-find works from statements you bring.
Can I cancel, and do I get a refund?
You have 14 days from booking to cancel for a full refund, under the Consumer Contracts Regulations 2013. If you ask for your session sooner, you keep the right until the session happens. Cancel part-way through a piece of work and you pay for what has been done. Email hello@buzzaccounting.co.uk to cancel.
See where your money goes
Free to run, about two minutes to connect, and read-only.